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Uganda Innovates

How Ensibuuko is building ICT-Mobile solutions for the underserved rural Poor

Almost four years ago when youth unemployment was at its peak and everyone was clamoring for a steady job, Gerald Otim decided to walk into the world of self employment. Having had a humble beginning, he was no stranger to starting small and therefore he ventured into the building a solution that would improve financial service delivery in rural communities.

In 2014, Gerald A Fin-Tech Entrepreneur and a graduate of Development Economics at Makerere University Co-Founded Ensibuuko, a Ugandan ICT startup that is modernizing the way financial cooperatives (popularly known as SACCOS – Savings and Credit Cooperatives) manage data and deliver financial services.

“We are providing modern electronic banking infrastructure to financial services entities unique to the developing world. Our main service is a cloud-based banking software platform for microfinances and SACCOS. The platform automates business processes, customer and transactional dataand provides standard accounting and reporting functionality for Ensibuuko’s customers.” Gerald explains.

Ensibuuko’s software is a cloud-based MOBIS Micro-Finance Software first designed at the Kampala based ICT hub, Outbox and is creating a solution that allows for web services even in rural areas with poor telecom infrastructure thereby contributing significantly to the efforts for financial inclusion in Uganda and across Africa.

The Start Up’s software is also integrated to the mobile phone network allowing users to access their account via mobile phone — they can check the balance, make deposits and withdraw. This improves access and quality of service delivery.

“Our solution is integrated with Mobile Money thus people in hard-to-reach places can be part of the easy access of the service. We are now using partnerships with mobile Network Operators to deliver a dedicated internet bundle that enables institutions access the solution on cloud even on weak networks for just 30,000 shillings a month ($8).” Gerald notes.

The platform therefore exists to equalize financial services in Uganda as is the case in many other African countries where banks are urban based. People in rural communities will be served mainly by a cooperative institution.

According to Ensibuuko, there are major issues in the financial services sector in the developing world: Banks are concentrated in major towns, Services are expensive and loans have interest rates of not less than 24%. It is part of the general problem of poor and expensive financial services infrastructure in all of the developing world. Instead of working with banks, most people will prefer a non-bank financial institution mostly in the nature of a Cooperative financial institution such as a Savings and Credit Cooperative (SACCOS) or Credit Union.

“These institutions usually have no access to modern infrastructure and they rely a lot on human resources for their operations as they continue rudimentary means to manage financial information and make decisions.” Gerald notes.

To date, Ensibuuko’s business volume is 151 SACCOS reached in 2 years. Of these, 14 are newly signed, 35 are active on the Mobis platform and 102 are on their current pipeline in Uganda. There are over 14 other institutions in 3 other African markets that are currently in business with Ensibuuko through its recently established  franchises in Zambia and Tanzania. Ensibuuko has raised 1 Million USD in funding (500,000 of which came through a recent Equity investment deal) and maybe the first ever ICT startup with Ugandan only founders to raise this much funding within its first two years of existence.

Inefficiency, human error, fraudulent tendencies have become typical of these institutions and is undermining their role in delivering financial services to the under-served. In Uganda there are over 6000 registered SACCOS serving 18 million people. It is estimated that there are over 300,000 of such institutions in Africa. By using technology to strengthen financial institutions, Ensibuuko has the potential to significantly disrupt the rural financial services sector not just in Uganda but across Africa.

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Purely Ugandan

Y+ Beauty Pageant: This Pageant Aims at Fighting Stigma And Discrimination of Young People Living With HIV

On 25th September, the Uganda Network of Young People Living with HIV/AIDS (UNYPA) launched the 7th edition of the Y+ beauty pageant under the theme “Changing The Narrative.” 

The new Mr. and Miss Y+ Central region 2020/21

The Y+ Beauty Pageant is a novel concept that was developed to celebrate beauty with zero stigma and zero discrimination together with having zero new infections and having zero AIDS related deaths. The entertainment calendar has several beauty pageants and, one of which is the Y+ Beauty Pageant that has been on for the last seven years.

The beauty pageant has, over the years, served as a platform to young men and women (16 to 25 years) living with HIV to become voices to the voiceless, pillars of boldness and strength to those still afraid of HIV testing, these young people also share testimonies of assurance that acquiring HIV is not the end of life. Which is not that easy.

Nicholas Niwagaba the team leader at UNYPA speaking at one of the Y+ Beauty Pageant pre-events

“Our mandate is to better the lives of young people living with HIV/AIDS (YPLHIV), and we boldly take it upon ourselves to ensure that we fight stigma through the Y+ Beauty Pageant. Over the years we have managed to position young people in the fight against stigma and in so doing, HIV,” said Nicholas Niwagaba, the team leader at UNYPA.

The COVID- 19 virus has worsened stigma towards people living with HIV/AIDS, the current pandemic threatens to reverse the accomplishments that have been made in the fight against HIV/AIDS in Uganda.

As soon as the first case of COVID-19 was identified in Uganda on 19th March 2020, strict lockdown measures were enforced, including a ban on all public and private transport, night curfew, closure of schools, suspension of religious and social gatherings, and closure of non-essential shops and markets.

UNYPA ambassadors were supported with transport as well as bicycles to conduct the door to door home visits for fellow YPLHIV, face to face conversations, SMS for psycho social support to ensure adherence and positive living among YPLHIV.

UNYPA therefore, organizes the 2020 Y+ beauty pageant for YPLHIV in order to re-echo their voices, co- create to build a strong, energetic, creative, and productive generation able to address the multiple dimensions in which stigma and discrimination affect young peoples through raising awareness and empowering Y+ Ambassadors both male & female as champions to challenge HIV related stigma, discrimination & gender based violence within their communities. 

The Y-Plus pageant model in Uganda is now a nationally and international recognized and awarded model for a successful fight against HIV related stigma and discrimination, increasing awareness on HIV prevention but of more critical concern still largely remains unaddressed the problem of stigma and discrimination associated with HIV/AIDS and society’s attitude to it is still a big concern.

The contest doesn’t focus on looks or beauty, but on a young positive person being a role model for other young people with HIV, on being able to advocate for the needs of young people, and to increase acceptance and understanding of young people living with HIV in society.

Through its yearly cycle, the Y+ Beauty Pageant has so far bred over 844 ambassadors who are part of a generation of YPLHIV youth champions advocating for and working towards an HIV stigma-free Uganda. The campaign shall be staggered in three stages: regional auditions; central- Kampala, eastern- Kamuli, western- Kabale and northern- Kwania followed by the boot camp, and a grand finale event on Friday 20th November 2020. 

About UNYPA

UNYPA is a youth led and youth serving organization coordinating meaningful engagement of young people living with and affected by HIV and AIDS in Uganda in the National, Regional and Global HIV/AIDS response.  With a membership of over 50,000 young people; UNYPA works to implement National Evidence-driven Advocacy programs that address HIV/AIDS related stigma and discriminations, Gender inequalities and promote Young People’s empowerment and universal access to integrated SRHR (SRHR) and HIV/AIDS information and services. UNYPA is driven by the needs of young people living with HIV and implements an evidence informed national programme and advocacy for YPLHIV to lead healthy and productive lives. 

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Uganda Innovates

The Golazo Project: A Hat Trick For Poverty Alleviation, Promises to Create Over 10,000 Jobs For Ugandan Youths, and Boost Productivity of 1.8million SMEs

The Golazo Project is a local initiative being undertaken by Golazo Sports Limited to create a minimum of 10,000 jobs for the youths in Uganda as well as a practical approach to increasing productivity of 1.8million Small and Medium Enterprises (SMEs) by at least 30%;

thereby facilitating the transformation of the nation’s economy to shift from peasantry towards middle income status.

The ultimate goal of the project is to empower SMEs, and young people with tools, capacity building, coaching, and offering them a platform through which they can achieve their sustainable goals so they in turn can support other young people.

The Project is subdivided into three platforms; Gigs, Ug Tickets, and Bonga!.

Gigs 

According to their website, ‘Gigs’ is an online platform focussed on addressing the challenge of unemployed youth by linking them to hiring SMEs for freelance jobs, and offering training courses to enhance their capacities for productivity.

As the word ‘gig’ suggests, this is not a full time form of employment, however, it offers young people a chance to get freelance jobs, improving their work experience, as well as earning them survival money.

This is expected to create about 105 jobs for young people per week.

Ug Tickets

UG Tickets provides a modern, easy, convenient and most importantly a service tailored to the local market.This helps service providers and SMEs reach an average audience of over 50,000 potential clients per week and handling an average of Ugx152 Million in transactions per year thus creating about 112 jobs for young people each month.

You too could add your ticketed event to the platform at no cost here >> https://www.ugtickets.com/

Bonga!

Commonly taken as a greeting among many people, Bonga shouldn’t surprise you. This is a network of community based Libraries in green spaces to tap into the transformational power of the internet to inspire learning and innovations with a capacity to create 224 jobs per month and generate about Ugx252 Million in annual gross revenues.

If well executed, and supported, the Golazo Project has the capacity to create over 10,000 jobs for young people in Uganda, and this is just what we might need to reach middle income status as well as alleviate the high levels of unemployment in Uganda.

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Uganda Innovates

Makerere University Students Build Computer from Scratch

BY MARVIN MUTYABA & ISAIAH NGABIRANO

Computers today have become part of our lives that basically most of the things we need are in these machines. With so many benefits like quick information and communication, entertainment, entrepreneurship, activism and so much more, the computer use has become an extension of the human fabric.

The growing movement of digital migration in the world has opened a worldwidedemandfor innovation and inventionwhich has given rise to the exceptional programmers and inventors who have created appliances and tools that have revolutionized the way we do everything. This picture features Mark Zuckerberg, Steve Jobs, Bill Gates, Nikola Tesla among other inventors.

In Uganda, a group of youths have added their names to this list by building an organic computer, using their knowledge from school and exposure to computers.

The group is spear headed by Ivan Karugaba Junior, a student of mechanical engineering at Makerere University who gained inspiration to develop a computer through personal experiences

One evening at campus my computer was stolen and this got me asking myself why couldn’t I develop my own computer since that’s what we learn in class,” he narrates “Developing the first prototype of the computer was not an easy one and it involved a lot of research and commitment from the team. There were so many lows but we worked as a team and persisted until we came up with a functioning computer, it was a huge achievement to us.

The mother board of the microfuse computer

Having done his internship in Shenzhen,the high-tech hub of China, Ivan gained a lot of experience in developing computers and established some connections as well. This has helped in steering the development of their computer.

When he returned from the one month internship, Ivan decided to start acompany with some colleagues from school, Ochieng Elvis a computer engineer, Etwalu Emmanuel a mechanical engineer, AineamaniTwesigye a software engineer and Nyakoojo Oscar an industrial artist which they called Microfuse, after their computer.

Microfuse is a multipurpose device that can function as a computer at the same time as a media box with the capability to use a low power consumption of a rate of 5w connected to any display, projector, monitor or TV and a computing functionality as Microsoft office. It can also turn any TV into a smart TV, enable access to online connection, live TV and radio channels. All these marvelous features are to come at a simple price of UGX 350,000 (USD 96) with all the necessary accessories attached.

Microfuse basically means joining small parts together to come up with one strong and reliable equipment.” He says. “Microfuse’s aim is to make affordable computers to the normal Ugandan. I believe that every Ugandan deserves to own a computer. It’s absurd to find that someone studies computer in their A-level and the only time they get to use a computer is when they are doing their final papers which is not pleasing and this is majorly because the current devices are expensive and most Ugandans live below the poverty line you cannot expect them to afford these devices.

Ivan however states that the microfuse will be ready for distribution after the team embarks on batch production, which they haven’t been able to do due to the lack of funding and support for their project. He however,believes that the funding will eventually come in the near future since people have started appreciating their motive and the products they intend to produce through the numerous exhibitions that they have participated in.

Ivan (left) at one of the exhibitions

The team has also started a training program to help young Ugandans who are ready to learn and attain some skills in mechanical and computer engineering.In this way, the group is able to transfer knowledge to these youths which they can use in their innovations.

The microfuse team on one of the trainings

Microfuse is located in Wandegeya, Maricha Centrum Building, Ground Floor, office number A3. Tel: +256772292171Email: microfuseug@gmail.comWebsite: www.microfusetechug.com

 

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